While bulls argue that large insurance brokers do not heavily participate in personal lines or small commercial markets, BofA counters that years of constant “tuck-in M&A” have created a “snowball effect.” Hundreds of small acquired shops have brought a significant amount of low-complexity, small-ticket business under the umbrellas of large brokers, a vulnerability that is often obscured by subpar public disclosures. Furthermore, even large-case, complex business—which is unlikely to face direct disintermediation—could experience pricing deflation as AI demystifies the insurance markets for sophisticated corporate buyers.
Китай пообещал наносить «решительные удары» по сторонникам независимости Тайваня. Об этом указано в докладе 4-й сессии Всекитайского собрания народных представителей, передает ТАСС.
，这一点在体育直播中也有详细论述
But if I were to actually read the posts, that might stir something.
Я бы очень хотел обеспечить смягчение санкций. Но сначала нам нужно закончить эту войну